Daniel-Fabulic-Insurance-Agency-Upload-April-Interval-3.jpg

Adapting Coverage – Lifestyle Changes Your Insurance Agent Needs To Know About

Health insurance holds significance in everyone’s life. It’s not only a necessary safeguard against unexpected medical bills but is also a critical factor in keeping your family’s finances healthy. As you go through life, making changes to your lifestyle and health, your insurance agent must know about them and the new you.

As a trusted name throughout the community, the Daniel Fabulic Insurance Agency is here to provide you with the best coverage possible. We’ll work with you to find an insurance policy that meets your needs and budget, no matter what life throws your way. That’s why it’s essential to keep us in the loop regarding any lifestyle changes.

Here are a few changes you may make that could impact your coverage.

You Lost Weight:

Congratulations! We know the struggle and are glad to hear you came out on top. Now, it’s time to let us know so we can help reduce your insurance rates. Losing weight often leads to decreased health risks like diabetes and high blood pressure. It means you could be eligible for a lower premium on your health insurance.

You Quit Smoking:

We hope this is a permanent change and that you’re feeling better about it. As with weight loss, quitting smoking often leads to decreased health risks like lung diseases and cancer. This significant change can lower your premium and help you increase your savings.

You Moved:

We hope you like your new place. When you move, your old policy may not make sense anymore. A new home usually means different coverage needs. Maybe you need more coverage for your valuable items or less because your new place is in a gated community.

Either way, it’s important to update us on your new address and any other changes that come along with it, like the addition of a trampoline or swimming pool. We can help ensure you have the right amount of coverage for your new situation.

You Had or Adopted a Baby:

Babies bring tremendous joy to our lives. But they also bring some additional responsibilities – like making sure they’re adequately protected in case of an accident or illness.

If you’ve recently had or adopted a baby, congratulations! And we’d like to help you make sure your coverage is up to date.

We may be able to add some new riders to your policy that will give you peace of mind knowing your little one is taken care of.

Job Changes:

We all know that feeling when you walk out of a job you hate. It can be liberating! But if you’re leaving your job, make sure to check in with your insurance agent first. You may be losing some coverage that you took for granted, like health insurance.

If you started a new job right after, but it doesn’t offer health insurance, or if you’re starting your own business, give us a call. We can help you find an individual health insurance policy that will fit your needs and budget.

Ending Note:

Our experts at Daniel Fabulic Insurance Agency in Shelbyville, KY, want to make managing your insurance policy as easy for you as possible. We have a list of claim contacts on our website so you can feel at ease in case things ever go south.

We also have licensed agents available to answer questions or help with anything you need.