Captive Insurance

Captive insurance agents contract to work for a single insurance company and sell only that insurance company’s policies. The standard commercial insurance practices you see on TV are prime examples of this, including:

• State Farm

• Geico

• Farm Bureau

Despite appealing advertisements, there are policies these companies don’t talk about much for a reason. If you find your rates going up, you don’t have a lot of options aside from lowering your coverage limits. Changing companies is also a hassle as you will lose your current captive insurance agent during the transitional phase.

Independent Agents

Unlike captive agents, independent agents are free to work with more than one company. As a result, independent agents are free to shop around and compare multiple quotes to help find you the best coverage that fits your budget. Fabulic Insurance Agency has been an independent agency since 2011, always taking care of our customer’s needs first.

Independent Benefits

Competent and knowledgeable about ever-changing insurance trends, an independent agency allows us to compare rates and coverages to find you the best protection options. In addition, we are intimately familiar with the areas of Louisville and the states of Kentucky and Indiana. We will help answer any questions about your current coverage and your available options.

The Best Coverage Around

Always on top of the markets, Fabulic Insurance Agency is all about building the best professional relationships with its clients to help them get the best coverage around. So call us or visit Fabulic Insurance Agency for a free review of your current ranges to see if we can beat them. We look forward to helping you save.