Although we try our best to avoid them, accidents do happen. When a particularly frightening incident like a hit-and-run occurs, having a reliable insurance partner can ease the stress and frustration that often follow. For your convenience, insurance experts at Daniel Fabulic Insurance Agency in Louisville, KY, have outlined what you need to do in case of a hit-and-run accident.

This step-by-step guide lists possible actions you can take when facing a hit-and-run accident.

1) Take a Deep Breath and Relax

Anger and frustration are two emotions that cloud our judgment. So, calm down, gather yourself and check if everyone around is alright. If you’re injured, stay put, call emergency services, and contact your insurance provider. If you’re okay and can move alright, then try and move your vehicle out of direct traffic; this reduces the chances of being hit again.

If you are with your family, move them away from the accident scene if they get agitated.

Take pictures of the scene, your car, and any injuries you may have sustained. If witnesses are at the scene, get their contact information to support your case later on.

2) Call the Police

You should notify the police even before calling your insurance company. Reporting an accident immediately means fewer variables at play for law enforcement agencies that can use this information against you later on. They’ll also determine who was responsible by talking to witnesses and gathering the available evidence like CCTV footage.

3) Gather Your Thoughts and Try to Recollect the Event

Each detail counts in such incidents, so take your time and remember everything about the accident. This means noticing the make, model, and color of the car that hit you, what kind of license plate it had (if any), as well as anything else that may be relevant.

You should also begin tracking medical expenses related to the accident immediately, even if you don’t feel like you were injured all that badly at first. Sometimes symptoms from a traumatic event don’t appear until days or weeks after it occurred.

Write down contact information for anyone who stopped to help; they could be witnesses.

4) File a Claim

Finally, you should file an insurance claim ASAP. Contact your auto insurance company and explain the situation. They will send a claims adjuster to investigate damages to your vehicle.

As a leading car insurance provider, Daniel Fabulic Insurance Agency in Louisville, KY, understands how overwhelming the process can be for victims in these situations. Our team knows what to do to get you back on track with years of experience dealing with hit-and-run accidents and other distressing claims. We offer auto insurance at an affordable rate, and with our easily accessible service and a readily available team, you can begin the insurance procedure without waiting too long. Get a quote from our team now!